TERMS AND CONDITIONS

1. INTRODUCTION
   Welcome to Halford Capital LLC. These Terms and Conditions (“Terms”) govern your access to and use of our website and services. By accessing or using our website, submitting any form, or providing contact information, you acknowledge that you have read, understood, and agree to be bound by these Terms.

By submitting an inquiry or application through our website, you are expressing interest in being connected with potential financing options offered by third-party financial institutions and funding providers. Any financing products, terms, conditions, approvals, or obligations are determined solely by the applicable third-party provider and will be governed by separate agreements entered into directly between you and that provider. No financing is provided unless and until such agreements are executed.

If you do not agree to these Terms, you should not use this website or submit any information through it.

2. ELIGIBILITY AND USE OF OUR WEBSITE
   (a) Age Requirement: You must be at least 18 years of age to access or use this website.

(b) Permitted Use: You agree to use this website only for lawful purposes and in compliance with all applicable laws and regulations. Unauthorized or improper use may result in suspension or termination of access.

(c) Modifications and Interruptions: We reserve the right to modify, suspend, or discontinue any portion of the website or services at any time without notice.

(d) Risk and Responsibility: Your use of this website and its content is at your own risk. Halford Capital makes no guarantees regarding availability or performance.

3. INTELLECTUAL PROPERTY RIGHTS
   (a) Ownership: All content on this website, including text, graphics, logos, images, videos, and software, is the property of Halford Capital LLC and protected by applicable intellectual property laws.

(b) Restrictions: You may not reproduce, distribute, modify, transmit, or otherwise use any website content without prior written consent.

4. PRIVACY AND DATA PROTECTION
   (a) Privacy Policy: Your use of this website is subject to our Privacy Policy, which describes how information is collected, used, and safeguarded.

(b) Information Sharing: Information you submit may be shared with third-party financial institutions or service providers solely for the purpose of evaluating potential financing options, consistent with our Privacy Policy.

5. DISCLAIMER OF WARRANTIES
   (a) Informational Use Only: All content on this website is provided for general informational purposes only and does not constitute financial, legal, or credit advice.

(b) No Guarantees: We make no representations or warranties regarding eligibility, approval, rates, terms, or funding outcomes.

6. THIRD-PARTY WEBSITES AND PROVIDERS
   This website may contain links to third-party websites or services. Halford Capital does not control, endorse, or assume responsibility for third-party content, products, or services. Any dealings with third parties are solely between you and the applicable provider.
7. LIMITATION OF LIABILITY
   To the fullest extent permitted by law, Halford Capital LLC and its owners, officers, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of this website, services, or reliance on any information provided.
8. INDEMNIFICATION
   You agree to indemnify and hold harmless Halford Capital LLC and its affiliates from any claims, damages, losses, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising from your use of the website or violation of these Terms.
9. COMMUNICATIONS AND TCPA CONSENT
   By submitting your contact information through this website, including your telephone number and email address, you expressly consent to receive communications from Halford Capital LLC and its service providers, including calls, text messages (SMS/MMS), emails, and prerecorded or artificial voice messages, for informational, transactional, and marketing purposes.

Communications may be delivered using automated technology, including autodialers.
Consent is not a condition of purchasing any goods or services.
Message frequency may vary.
Message and data rates may apply.

You may opt out of SMS communications at any time by replying STOP.
You may opt out of emails via the unsubscribe link provided.
You may revoke consent for calls or texts by contacting us directly.

This consent is provided in compliance with the Telephone Consumer Protection Act (TCPA), 47 U.S.C. § 227.

10. USER OBLIGATIONS
    You agree to provide accurate, complete, and current information. Submission of false or misleading information may result in denial of services or termination of access.
11. FINANCING SERVICES
    Any financing products referenced on this website are offered by independent third-party providers. Approval decisions, rates, repayment terms, fees, and conditions are determined solely by the applicable provider and set forth in separate agreements. Halford Capital does not make credit decisions and does not guarantee financing.
12. CREDIT AUTHORIZATION
    You authorize the use of information provided to evaluate potential financing options. Soft credit inquiries may be conducted and do not affect your credit score. If a hard inquiry is required, it will only occur with your authorization and as part of a third-party provider’s process.
13. FEES
    Any fees charged for services, if applicable, will be disclosed separately. Unless otherwise stated in writing, all fees are non-refundable.
14. SERVICE AVAILABILITY
    We do not guarantee uninterrupted access to the website or services and are not responsible for outages, delays, or technical issues.
15. COMPLIANCE
    We comply with applicable Anti-Money Laundering (AML), Know Your Customer (KYC), and related regulatory requirements and may request additional documentation as required.
16. FORCE MAJEURE
    We are not liable for delays or failures caused by events beyond our reasonable control, including natural disasters, system failures, or governmental actions.
17. TERMINATION
    We reserve the right to suspend or terminate access to the website or services at any time for any reason, including violation of these Terms.
18. COOKIE POLICY
    This website uses cookies and similar technologies to enhance user experience. By using the site, you consent to such use. Browser settings may be adjusted to manage cookies.
19. GOVERNING LAW
    These Terms are governed by the laws of the State of New York. Any disputes shall be resolved exclusively in the courts located in Queens County, New York.
20. SEVERABILITY
    If any provision is deemed unenforceable, the remaining provisions shall remain in full force and effect.
21. CHANGES TO TERMS
    We may update these Terms at any time. Continued use of the website constitutes acceptance of any changes.
22. CONTACT INFORMATION
    Halford Capital LLC
    Phone: 929-298-3344
    Email: [email protected]

Last Updated: 01/19/2026